“Momentum is a formal choice.”
The velocity sharpens instinct and tension, making every beat land before self-importance can settle in.

Term Life
Thriller · Drama · Action · 2016
If Nick Barrow can stay alive for 21 days, he'll die happy. Everyone Nick knows wants him dead; Mob bosses, contract killers, and dirty cops. Performing the last act of a desperate man, Nick takes out a million dollar insurance policy on himself, payable to his estranged daughter. The problem? The policy doesn't take effect for 21 days. Nick knows they'll be lucky to be alive for twenty-one hours.
Term Life
“A daughter out of options. A father out of time.”
Critical arithmetic
One number, for now.
Scores change. Arguments endure.
TMDB
6.0 / 10
Community rating
If Nick Barrow can stay alive for 21 days, he'll die happy. Everyone Nick knows wants him dead; Mob bosses, contract killers, and dirty cops. Performing the last act of a desperate man, Nick takes out a million dollar insurance policy on himself, payable to his estranged daughter. The problem? The policy doesn't take effect for 21 days. Nick knows they'll be lucky to be alive for twenty-one hours.
What this film says about your taste.
Not a recommendation score. A measure of how closely the film’s taste signals resemble yours.
The archetype split
Who fights over Term Life?
The Adrenaline Seeker
“If it slows down, you check your phone.”
Read their caseThe Auteur Devotee
“You watch the director, not the movie.”
Read their objectionThe split comes from the same five-axis model used by the test, not audience ratings or review sentiment.
Nearby on the taste map.
TMDB supplies the candidates. CriticWise reorders them by craft, strangeness, prestige, emotion, and pace.
Watch in your region.
Cinema release signals and current streaming, rental, and purchase options for your region.
Streaming availability data supplied by JustWatch.
The people responsible.
Cast & crew
Directed by
Peter Billingsley
Written by
Andy Lieberman
Put Term Life on trial.
Two incompatible taste archetypes. One film. Read the arguments, then issue a completely binding cultural ruling.
“Speed as an alibi.”
The film races past its weak spots and hopes acceleration will keep the audience from inspecting the evidence.






